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The lender trusts the appraiser is not lying, because the appraiser has documented the phenomenon and followed the traditional appraisal methodology (i.e, the praxeology dating back to the Austrian economists of the late 19th Century). The lender loans. The Wright house sells. This sale becomes a part of the comparable sales that will be used to document future sales of Wright houses. Do you see the virtue of this process and the potential for abuse also? This is how it is--with some variations--in every society with legally enforceable, private property rights to land with improvements called real estate AND having money-based economies, where the ultimate criterion of value is cash. So why talk about real estate appraisal on a design board? Because price is one of the many contextual fits that must be made in the design/architecture of real estate. And because you have reason to think that a market is segmenting and suggests that prices are quite a bit higher for collectible real estate designed by designer architects...that's why. :-)
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